Planning for your child’s education is a major milestone, and at Royal Legacy, we’re here to help you build a college fund that minimizes student debt and maximizes financial security. Through a tax-advantaged Indexed Universal Life (IUL) policy, you can create a flexible, growth-focused fund that adapts to your child’s future while keeping your finances secure.
A College Education Fund is a savings strategy designed to provide your child with the financial resources they need for higher education. At Royal Legacy, we recommend Indexed Universal Life (IUL) policies, such as our Million Dollar Baby IUL, which offer significant advantages over traditional plans:
With an IUL policy in place, you’re creating a college fund that grows steadily, adapts to your family’s needs, and offers unmatched flexibility and security.
Our team specializes in leveraging IUL policies to maximize tax benefits, ensuring your savings grow efficiently and effectively.
We design each education fund to fit your unique financial goals, whether you’re starting early or catching up.
We integrate your college fund within your broader financial plan, ensuring that you support your child’s future without compromising your own financial security.
Unlike traditional savings plans, an Indexed Universal Life (IUL) policy allows your contributions to grow tax-deferred, providing a powerful boost to your savings. Even better, you can make tax-free withdrawals for any purpose—not just education—offering unparalleled flexibility if your child’s plans change.
Market fluctuations can significantly impact traditional investment accounts, but IUL policies are designed to shield your savings from downturns. This ensures steady, predictable growth over time, giving you peace of mind that your child’s education fund won’t be derailed by market risks.
An IUL policy not only helps you save for your child’s future but also includes a life insurance component. This dual benefit protects your family’s financial security while building a robust education fund, making it a smarter, more comprehensive savings solution.
We start with a one-on-one meeting to understand your financial goals and timeline, allowing us to craft a strategy tailored to your family’s needs.
We assist in setting up your IUL policy, ensuring that every detail aligns with your college savings objectives.
We provide regular reviews to keep your fund on track, making adjustments as needed to support your child’s future plans.
An IUL policy offers greater flexibility and protection, allowing tax-free withdrawals for any purpose, while avoiding the market risks associated with typical savings plans.
Absolutely. IUL funds can be used for any purpose, making it easy to adjust your plans based on your child’s goals.
We’ll help you create a realistic savings plan tailored to tuition trends, your timeline, and your financial situation.
Royal Legacy Creating a financial legacy doesn’t happen by chance. It requires careful planning. At Royal Legacy, we’re here to provide the guidance, expertise, and strategies that will secure your financial future. Contact us today to begin building your legacy.
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